Text it what you spent. See where your money actually goes.

Montra logs it, sorts it into categories, and shows you the totals. No spreadsheets, no forms, no bank login.

Early access: everyone who joins now becomes a Founding member, with a perk when paid plans launch.

MChatDemo · nothing is saved
$14 chipotle
Logged $14.00 at Chipotle → Eating Out
groceries at costco 86.40 yesterday
Logged $86.40 at Costco → Groceries (yesterday)

Your turn: type something you bought

Just chat

Tell it what you spent, like texting a friend. It figures out the category and logs it.

No bank linking

Montra never connects to your bank or reads your accounts. You're always in control of what it knows.

Free to try

No trial that turns into a charge. It's free, and I'd genuinely love your honest feedback.

Your dashboard

See where it all goes.

September
Income
$3,850
Spending
$1,914
Net cash flow
+$1,936
Where it's goingTap a category
  • Rent$1,200.00
    • Rent$1,200.00
  • Groceries$412.00
    • Costco · 2 purchases$186.40
    • Safeway · 3 purchases$148.25
    • Superstore$77.35
  • Eating Out$142.00
    • Chipotle · 4 purchases$56.00
    • Starbucks · 6 purchases$38.50
    • Pizza 73$27.50
    • McDonald's · 2 purchases$20.00
  • Gas$96.00
    • Shell$58.00
    • Petro-Canada$38.00
  • Shopping$64.00
    • Amazon · 2 purchases$64.00

$1,914.00 total

Example data. Your dashboard fills in as you chat.

How it works

Three steps. No setup.

  1. 1

    Text what you spent

    "$6 coffee" or "paid rent 1200" — however you'd say it.

  2. 2

    Montra logs it

    It picks the category, date and account for you. Fix anything with one message.

  3. 3

    See where it went

    Your dashboard updates instantly with totals, categories and cash flow.

FAQ

Questions people ask

Is it really free?+

Right now, completely. There's no credit card and nothing that quietly starts charging you. Montra won't be free forever, but for now all I'm asking for is your honest feedback. If that ever changes, you'll hear about it well in advance.

Do I have to connect my bank?+

No. Montra never asks for your bank login and can't see your accounts. It only knows what you tell it.

Is my data private?+

Your transactions are only visible to you, and they're never sold. You can delete your account and everything in it anytime from Settings.

Can I trust the AI with my numbers?+

The AI only turns your messages into transactions. Every total and breakdown is calculated by regular, tested code — not guessed by the AI.

Does it work on my phone?+

Yes. Open it in your phone's browser and tap "Add to Home Screen" — it opens like an app, no download needed.

What currencies does it support?+

Set your currency in Settings — CAD, USD, EUR, GBP, AUD, INR, JMD and more.

How do I get in touch?+

Email support@montramoney.ca — a real person reads every message. You can also tap Feedback inside the app.

Start tracking in 30 seconds.

Make an account, log your first coffee, and see where your money goes. Free during early access.